Voluntary Benefits

Because voluntary benefits are offered on a group basis, employees can get access to lower rates than they would find on their own. Costs vary depending on the type of benefit and the level of coverage selected, but they are generally very affordable. For example, voluntary accident or voluntary life insurance can cost as little as a few dollars per paycheck. Employers can offer these benefits at no direct cost to the company.

Voluntary benefits are 100% employee-paid through payroll deductions. Employees benefit from group pricing and the ability to pay premiums pre-tax in many cases. Employers benefit by enhancing their overall package without adding cost.

Businesses can choose from a wide range of voluntary benefits, including:

• Life Insurance (employee-paid supplemental coverage)

• Disability Insurance (short-term or long-term)

• Accident and Critical Illness Insurance

• Hospital Indemnity Insurance

• Vision

• Dental

• Identity Theft

• Pet Insurance

Wilson Insurance helps small and mid-size businesses decide which voluntary insurance plans make sense for their employees and helps implement the coverage to enhance their benefits package.

Even though employees pay for voluntary benefits, offering them shows you care about their financial well-being. It helps businesses:

• Attract and retain talent in a competitive job market

• Provide affordable coverage options employees might not get otherwise

• Offer flexibility so employees can choose the protections that matter most to them and their families

Wilson Insurance works with employers to add voluntary benefits that improve employee satisfaction while keeping costs under control.